Treasury as Liquidity Pool

1. The Significance of an Public Treasury

In traditional corporate operations, company treasuries are typically hidden in private bank accounts, accessible only to a few members of senior management. Even with modern auditing systems capable of issuing periodic reports, it remains impossible to display a company’s financial status in real time.

For companies that are not publicly listed, audits are not only time-consuming but also costly — often unaffordable. Yet these companies already maintain close relationships with investors, partners, and users, all of whom demand greater financial transparency.

Blockchain technology provides a revolutionary solution to this problem. As long as company assets exist in the form of tokens, they can be transparently presented on-chain and verified by anyone at any time, without incurring additional costs. This mechanism drastically reduces trust barriers and significantly enhances the company’s credibility among investors and partners.

RoamFi DAO multi-signature treasury address: 0xf672147aB04Efd569A37ec8D654327d9Cf656263

2. Treasury Composition

For any organization that issues a governance token and adopts the “Tokens Replacing Loyalty Points” mechanism to incentivize consumers, treasury transparency is essential. Accordingly, the treasury’s assets should primarily consist of crypto tokens.

As the issuer of the governance token $RF, RoamFi’s primary reserve asset is $RF itself. However, in order to maintain the market stability of $RF and to mitigate volatility-driven price fluctuations, the treasury will also include other reserve assets:

• $BNB — The governance token of the BNB Chain, the core ecological asset that RoamFi is built upon.

• $BTC — The foundational asset of the blockchain industry and its primary store of value.

This configuration enhances the overall stability of the treasury while allowing it to share in the growth of the surrounding ecosystems.

3. Treasury Enhancement

RoamFi will take cash flows generated from fiat-based purchases — after deducting taxes and supplier costs — and convert the resulting net cash flows into crypto assets on a daily basis, depositing them into the multi-signature treasury.

Initial asset storage ratio: $RF : $BNB = 1 : 1

This ratio, as well as the composition of treasury assets, can later be adjusted through community governance, ensuring flexibility and adaptability to market conditions.

4. Treasury usage Rules

RoamFi will publish monthly financial reports and budgets. All treasury expenditures must follow the approved budget and will be reconciled at the end of each month. When necessary, additional withdrawals or replenishments from the treasury will be conducted.

Asset withdrawals must follow the same proportion as the initial deposits — meaning $RF, $BNB, and $BTC must be withdrawn proportionally to maintain structural stability within the treasury.

5. Treasury as Liquidity Pool

AMM (Automated Market Maker) technology represents a major innovation in blockchain, enabling a treasury to exist as a liquidity pool with real-time external trading capabilities.

RoamFi will be among the first projects to implement this model in collaboration with TaleX. All treasury assets will be added to liquidity pools via decentralized exchanges (DEX), configured as follows:

• $RF : $BNB (100%)

This mechanism not only ensures the liquidity of $RF but also enables all token holders to freely exchange $RF for other assets at any time via the liquidity pool.

In the equity era, shareholder ownership lacked a direct, real-time connection to a company’s net assets. The “liquid treasury” model bridges this gap for the first time — establishing an immediate linkage between tokens and enterprise assets, pioneering a new paradigm for decentralized governance.