Referral Incentive Distribution Mechanism

To encourage users to share RoamFi services, drive organic growth, and build a sustainable referral network, RoamFi introduces a multi-tier token reward system based on hierarchical relationships.

Whenever token rewards are generated from fiat-based purchases within the RoamFi ecosystem, a portion of those rewards is automatically distributed to the user’s referrers (uplines), establishing a self-propagating incentive model that supports long-term ecosystem expansion.

Reward Distribution Ratio

Each transaction that generates token rewards will be distributed as follows:

Role	Distribution Ratio
Consumer	80.0%
Level 1 Referral	16.0%
Level 2 Referral	3.3%
Level 3 Referral	0.6%
Level 4 Referral	0.1%

Notes:

• Tokens are distributed instantly according to the ratios above, while the upline-downline binding relationship remains valid for three years.

• If a user joins RoamFi without a referral, the corresponding upline reward portion is donated to the ecosystem pool, to be used for future ecosystem incentives and development initiatives.

This referral fission model is designed to:

• Encourage early users to actively share and promote RoamFi.

• Build a network of users based on trust and mutual benefit.

• Increase user engagement, retention, and platform activity.

• Expand RoamFi’s influence through social recommendations, achieving low-cost, high-efficiency growth.