Balance Accounts

The RoamFi application operates under a dual-account system consisting of:

• $RUSD Balance Account

• $RF Token Account

$RUSD Balance Account

$RUSD can be used to purchase all services within the RoamFi ecosystem. It can be used directly for FLEX (pay-as-you-go) data or to purchase FIX (prepaid) packages. Balances have no expiration date and can be used across all supported regions.

Top-up: Users can recharge their $RUSD balance through fiat payments (via credit card, Apple Pay, Google Pay, etc.). The balance can then be used to purchase FLEX or FIX data services.

Transfer: Users can transfer $RUSD balances to other RoamFi accounts — enabling shared usage or inviting friends to enjoy the service together.

$RF Token Account

$RF is the reward token within the RoamFi ecosystem. Users can earn $RF tokens through:

• Purchasing data services

• Referring others to use RoamFi

$RF tokens can be exchanged for $RUSD balance based on current market value, with an additional 20% bonus when converting. Additionally, $RF tokens grant participation rights in RoamFi DAO governance.

Deposit: Users can transfer $RF from an external on-chain wallet into their RoamFi app account to convert it to $RUSD or participate in governance.

Withdraw: $RF tokens stored within the RoamFi app can be transferred back on-chain at any time (standard blockchain gas fees apply).